ICICI Bank launches new super-premium credit card ‘Emeralde’ with host of exclusive features; annual benefits estimated to be around Rs. 3 lakh


Offers unlimited complimentary access to international and domestic airport lounges

·         Industry lowest mark-up of 1.5% on currency conversion charges on international transactions

·         Card holder gets complimentary rounds/ lessons of golf every month basis eligible card spends

·         Exclusive discounts at Gold’s Gym, VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill

·         American Express variant gets unlimited airport Wi-Fi access globally, dining voucher from Trident Hotels and gift voucher from Da Milano                                                         

Mumbai: ICICI Bank announced the launch of a new addition to its Gemstone collection of credit cards. Christened, ‘ICICI Bank Emeralde Credit Card’, it offers best-in-the industry rewards and benefits for senior professionals and self-employed entrepreneurs who are always on the go. The card has been curated with the best-in class experiences and features across travel, wellness and lifestyle for premium customers. A host of the new features are unprecedented in the industry.

Commenting on the new addition to the credit card portfolio, Sudipta Roy, Head – Unsecured Assets & Cards, ICICI Bank said,  “We are delighted to introduce a compelling proposition for the affluent Indian professionals and entrepreneurs, who travel globally extensively and have high lifestyle aspirations. As one of our top propositions, our aim has been to design a feature-rich product that offers industry-first benefits to customers. In accordance with this thought, the ‘ICICI Bank Emeralde Credit Card’ offers unmatched experiences and indulgences across travel, wellness, lifestyle and luxury categories. Combining various consumer insights, we are also providing flexibility to the customer to choose from two variants – American Express and Mastercard, unlimited access to internal  as well as  domestic airport lounges and the lowest mark-up in the industry for foreign transactions. We believe that this card is sure to add a new dimension to consumer experience in the Indian digital payments space and will contribute largely to the growth of the Bank’s credit card portfolio.”

Available in two variants, American Express and Mastercard, the ‘ICICI Bank Emeralde Credit Card’ is targeted at salaried customers with minimum income of Rs. 3 lakh a month and self-employed customers with annual income tax return of at least Rs. 30 lakh.

Key benefits of the ‘ICICI Bank Emeralde Credit Card’ include: 

Travel benefits (Domestic and International)

·         Only card in the industry to offer unlimited complimentary international and domestic lounge access

·         Unlimited complimentary spa access at airports in India, an industry-first feature

·         Industry lowest mark-up of 1.5% on currency conversion charges on international transactions, in comparison to industry mark-up of 3.4%

Financial benefits

·         Refund of up to Rs.12,000 on two transactions every year on cancellation charges of any hotel, flight, travel and movie ticket bookings

·         No over limit fee, cash withdrawal fee and late payment charges

Lifestyle benefits

·         Exclusive discounts at VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill and Gold’s Gym

·         Buy one get one offer on movie and event tickets, up to four times every month

·         Up to four complimentary rounds/ lessons of golf every month basis eligible card spends


·         4 PAYBACK points on every Rs.100 spent on all retail transactions except fuel

·         1 PAYBACK point on every Rs.100 spent on utilities and insurance categories


·         Air accident insurance of Rs. 3 crore

·         Lost baggage insurance of USD 1200

·         Loss of travel document insurance of USD 500

·         Lost card liability of Rs 50,000


Flexibility of selecting membership plan :

·         Yet another industry-first feature, one can opt to pay fee for the card monthly or annually, basis their spend behaviour. There is also a waiver available on specified spends.

·         Customers get a waiver of monthly fee of Rs.1,000 on card spends more than Rs.100,000 in the previous month

·         They also enjoy waiver of joining fee and annual fee of Rs. 12,000 on card spends of more than Rs.1,500,000 annually

Additional benefits on American Express variant

·         Unlimited complimentary airport Wi-Fi access globally

·         A complimentary dining voucher worth Rs. 7,500 from Trident Hotels, valid for redemption on the full menu

·         Gift Voucher worth Rs. 5,000 from Da Milano on specified spends on the card in the first two months of joining

·         30% off on annual gym membership of Talwalkars Gym and Health Clubs

·         Special discounts on all services at O2 Spa outlets across the country




Leave A Reply

eight − one =